Funders and co-lenders
Wholesale funds, specialist lenders and family offices that want secured, short-tenor, vehicle-backed exposure.
Deal flow, collateral control and servicing for funding partners
Luvium Capital originates and manages floor plan finance for independent vehicle dealers across South Africa. We bring vetted dealers, stock-level security and day-to-day servicing, so a funding partner deploys capital against vehicles without building the operation.
Who we work with
We are looking for partners who want exposure to a defined, asset-backed niche that large lenders serve poorly.
Insurers and guarantors
Cover for stock, credit and settlement risk across a dealer book.
Data and verification providers
Vehicle history, valuation, tracking and dealer vetting that feed our approval and monitoring.
Dealer networks and OEM channels
Groups and associations that want finance available to their independent dealers.
What a partner gets
Each point below is a capability the partner can verify in due diligence.
Confirm each against the live process before publishing.
Vetted origination
Dealers assessed on sales history, stock turnover and location before any line is opened.
Per-vehicle security
Each drawdown is tied to a specific vehicle, so the partner always knows what backs the exposure.
Active monitoring
Stock audits, ageing alerts and repayment on sale, run on our platform.
Full servicing
Statements, collections and reporting handled by Luvium. The partner receives clear, regular reporting.
How a partnership works
Introduction.
We share our dealer criteria, product terms and risk framework under NDA.
Pilot facility.
A small, capped pool with a handful of dealers, to test the process end to end.
Review.
Joint review of performance, losses and operations against agreed measures.
Scale.
Facility size and dealer count grow as the pilot proves out.
Compliance and governance
Funding partners will ask about regulation and controls first, so we answer them first.
[To confirm with counsel before publishing: National Credit Act status of the credit provider; registration details; POPIA position; audit and reporting commitments. Do not publish any claim here that cannot be evidenced in due diligence.]
Talk to us
Tell us who you are and what you are looking for. We respond to every serious enquiry.
- Partnerships
- partners@luviumcapital.com (create this mailbox before publishing)
admin@luviumcapital.com in the meantime - Office
- 456 Cypress, Cnr Vale and Cypress Avenue
Bryanston, 2021
South Africa